End Use Purpose

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You hereby consent to Rio being appointed as your authorized representative to receive your Credit information on your behalf from Experian on an ongoing basis for not exceeding a period of 6 months for the purpose of assessment of Individual Consumer to offer best financial/credit products (End use purpose).

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End User Consent

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By clicking on this Consent Form, you are expressly allowing access to the Experian Credit Information Report and Credit Score, Aggregate Scores, Inferences, References, and Details (As defined below) (Together referred as “Credit Information”). You hereby also consent to such credit information being provided by Experian to You and Rio by using Experian Tools, Algorithms and Devices and You hereby agree, acknowledge and accept the terms and conditions set forth herein.

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Terms and Conditions:

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Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

Rio shall access your Credit Information as your authorized representative and Rio shall use the Credit Information for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from Rio. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein and in furtherance to CICRA. The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you or received on by us on your behalf shall be destroyed, purged, erased promptly of upon the completion of the transaction/ End Use Purpose for which the Credit Information report was procured for up to a maximum of 6 months.

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Governing Law and Jurisdiction

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The relationship between you and Rio shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of Bengaluru.

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Definitions:

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Capitalized terms used herein but not defined above shall have the following meanings:

“Business Day” means a day (other than a public holiday) on which banks are open for general business in Bengaluru.

“Credit Information Report” means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by Experian;

“Credit Score” means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.

“CICRA” shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.

“Rio" shall mean Rivpe Technology Private Limited”.